|
|
|
Your
Newsletter of the Month
|
|
|
|
|
As
February kicks off, are you
still keeping up with your
financial resolutions? We're
here to help! At Finwise,
our mission remains the
same: empowering you to have
a stress free life on your
personal finance. This month
: market update, financial
trends and exclusive access
!
|
|
|
|
Let's
make February
a month of
action!
|
|
|
|
|
|
|
|
Things
you should not miss this month
📰
|
|
|
|
Steel
& Aluminum
Tariffs
Announced
|
|
Trump
imposes 25%
tariffs on
all steel and aluminum
imports, effective March
12. Experts warn of
potential trade
retaliation.
|
|
|
|
|
Trump’s
'Project
2025'
in
Action
|
|
Trump
enacts policies from
‘Project
2025,’
including a hiring
freeze and shrinking
government size,
potential major economic
impact.
|
|
|
|
|
|
Fed
Chair
Powell
to
Testify
|
|
On Feb
12, Fed Chair
Jerome
Powell will
address Congress as
January inflation data
is released. High
inflation may delay
expected rate cuts.
|
|
|
|
|
Market
Volatility
on
the Rise
|
|
U.S.
markets fluctuate amid
tariff
concerns
and Fed policy
speculations. Tech and
steel sectors, like
Cleveland-Cliffs, see
strong gains.
|
|
|
|
|
|
But
what does this mean for me ?
🙅
|
Trump’s
25% steel and aluminum tariffs
could drive up prices on goods,
potentially leading to
retaliation from other
countries. Meanwhile, Powell’s
testimony will be crucial, if
inflation remains high, expected
rate cuts may be delayed,
keeping borrowing costs
elevated. Markets are reacting
to these developments, with tech
and steel sectors seeing
volatility. Additionally,
Trump’s 'Project 2025' policies
may reshape the job market,
emphasizing smaller government
and fewer federal jobs. Now more
than ever, staying informed and
adapting to economic shifts is
key.
|
|
|
|
|
And...
the numbers of the month
👇
|
|
|
|
|
|
The
amount that NVIDIA's
stock value dropped.
From $147 end of Jan to
$116 per share by Feb 3d
.
|
|
|
|
|
|
The 10
year financial
difference for a
Finwise's user asking if
she should repay her
student loan.
|
|
|
|
|
*
Our first Real Story: A
Smart Money Move!
📢
At
the end of January, one of our
first users came to us with a
big question: "Should I
use my savings and annual
bonus to pay off my student
loan?"
With
Finwise, she:
- Understood
her loan contract (~5% rate)
and its real cost
- Took
our lesson on "Why Invest?"
to explore her
options
- Ran
a 10-year simulation
assuming a 7% return
The
result? Over 10
years, the difference would be
~$42,000!
Instead
of paying off her loan upfront,
she decided to open an
investment account and will
invest progressively while
keeping her low-interest
loan.
|
|
|
|
|
|
|
Finwise
Product
Updates
|
What's
new at Finwise ! 😎 Each month
get a quick overview about what
we did during the last
month.
|
|
|
|
|
|
This month summary
:
- Intelligent
chatbot live
- +100 education
courses
- Course recommendation
|
|
|
|
|
|
|
You can now talk
with Vera, our personal finance expert . She
understands your situation and recommend you
courses.
|
|
|
|
|
|
🚀
Website Refresh: A Clearer
Mission!
|
This
month, we revamped our website
to better reflect our mission:
helping young graduates
go from 0 to 1 in taking
control of their personal
finances for a stress free
life. 🎓💡
From
understanding student loans to
making smart investment choices,
Finwise is here to help you take
that any first step with
confidence. 💬
We’re
always open to feedback, your
insights mean the world
!
Let
us know what you think.
Finwise
Website🔗
|
|
|
|
|
Tips
& Tricks 🤖 With
a visual generated by
AI.
|
|
|
|
The
50/30/20 Rule
📊
Not
sure how to split your
income?
Try
this simple budgeting
formula:
- 50%
for Needs – Rent, bills,
groceries, essentials.
🏠
- 30%
for Wants – Dining out,
shopping, entertainment.
🍿
- 20%
for Savings & Debt –
Investments, emergency fund,
loan repayments. 💰
This
framework helps you stay
financially balanced while still
enjoying life ! 💡
|
|
|
|
|
|
Blog
Article of the Month 🎓
|
|
|
|
MSCI
World Quality
ETFs vs. Classic
MSCI
ETFs
Looking
to refine your
global investment
strategy? Our latest
blog breaks down the
differences between
MSCI World
Quality
ETFs
and Classic MSCI
World ETFs, helping
you choose the best
fit for your
financial goals.
📊
✔
How Quality ETFs
focus on financially
strong
companies
✔
Their resilience in
volatile
markets
✔
Performance
comparison with
Classic MSCI
ETFs
✔
The top ETFs for
2025 and how to
choose the right
one
|
|
|
|
|
|
|
Thank
you for reading
this month’s
edition of
The
Finwise
Edge!
Got
questions,
feedback, or
topics you’d
love to see in
the next
edition? Just
hit reply, and
let’s
chat!
|
|
|
|
|
|
|
|
|
|
You've
received it
because you've
subscribed to
our
newsletter.
|
|
|
|
|
|
|
|
|
